Whenever two or more motorized vehicles collide, there is often damage to at least one of the vehicles and at least one or more of the people who were located inside the vehicles. Some folks call these incidents, automobile accidents, wrecks, collisions, or just accidents. I prefer wreck or collision because the word accident implies that nothing could have been done to prevent the mishap.
Insurance companies want you to believe that many collisions are indeed accidents- that no one was at-fault in causing them. But I disagree. Having practiced law for over 30 years, I have found that someone is negligent in causing the collision in virtually every wreck. The wrongful driver may not admit it, but they made some type of error of judgment which directly caused the wreck